We know it’s unthinkable, but there could be a day where you are no longer able to provide for your family financially. To care for their needs when this happens, you may want to consider some financial protection policy. There are many ways to do this and we partner with some quality providers who cane offer the best option to suit your needs. Give yourself the gift of peace of mind knowing that your family will be cared for.
Income protection is an insurance policy that can help support you with a monthly payment if you’re ill or injured and can’t work.
Designed to allow you to continue paying for your mortgage, bills and any other outgoings on a monthly basis at a time when you need support for yourself and your family.
Critical Illness Cover is a policy that is designed to help protect against the financial impact a serious illness could have on you and your family. In the event of a diagnosis of a serious illness, the policy will pay out a lump sum.
The main purpose of this product to pay off your mortgage, provide you with funds for private medical treatment or to help maintain a certain standard of living.
Life insurance can help financially protect your loved ones if you are no longer around. It can either pay off any outstanding mortgage debt or provide a lump sum reducing the financial impact could have on them.
Family income benefit can help support your family with a monthly income even when you’re gone. In the event of your death your partner and children would receive a regular monthly income to replace the loss of a household income.
“Great communication throughout the process”
“The best mortgage company I have used. Really hard working and friendly staff. Scott and Zoe did a lot of hard work to get me my mortgage which two other lenders struggled to do. Great communication throughout the process and speedy replies to emails and phone calls. Nice little present when I completed too which was a lovely touch. Thank you for all you help.”
“they couldn’t have been more helpful”
“Jack was great throughout the process. It was our first time getting a mortgage and they couldn’t have been more helpful. Would definitely use him again.”
“really went the extra mile to quickly find answers”
“Jack was amazing in finding and arranging a mortgage for my recent house purchase. In my case, there were some unique circumstances that a lot of other mortgage brokers didn’t want to give the time of day. He was a breath of fresh air.
Jack considered my case in detail and really went the extra mile to quickly find answers (and solutions) to all of my questions. The whole process went very smoothly and I was kept in the loop throughout. I can’t see myself ever using another company for mortgages :)”
“constantly in touch, updating me all the time”
“Scott Barron provided an amazing service for a few key reasons. Firstly, as a Kenyan resident (ex UK), he found a product for me. This wasn’t easy to find and certainly took time to get approved.
Scott was constantly in touch, updating me all the time and pushing the lender for confirmation regularly. Felt like he was really taking care of my interests. I’m very grateful to Scott and the team.”
“fantastic start to finish”
“Scott Barron was fantastic from start to finish. He and his team couldn’t do enough for us. Would definitely recommend SJ Mortgages to a friend. Thank you Scott!”
“brilliant is supporting us complete our house purchase”
“Jack was brilliant in supporting us to complete our house purchase. From the beginning, he was really patient and gave us lots of options that would benefit us. No question was an effort for him to respond to and he would always come back to us with different scenarios.
He made us feel at ease and confident in our decisions without any pressure.”
“indispensable in finding a mortgage”
“Second experience of dealing with Scott Barron and again a good one. Scott was indispensable in finding a mortgage to suit specific and complex circumstances, then well supported by Louise Cheatle in seeing it through to completion.
I would happily use them again and am clear on the value added by brokerages when seeking a good value mortgage.”
“went above and beyond”
“Jack and Zoe were so helpful and friendly and went above and beyond throughout our entire house buying process. We are very grateful to them for everything they did to support us and make the process as easy as possible.”