SJ Mortgages can help whether you are looking to purchase your first investment property or you’re already an experienced landlord. We understand this is a huge commitment and every penny counts. It’s crucial that you find the very best mortgage for your circumstances.
If you considering buying your first buy to let property, we are here to guide you every step of the way. Helping you with the entire process. If you are an existing landlord with an array of properties already, we can help you find a competitive mortgage rate for you for your next property and for any more in the future.
The amount you can borrow will be based on your personal circumstances and the expected rental income the property will generate. The standard deposit size is 25% of your new property’s value.
Together we will assess your options, we understand just how important the right buy to let mortgage is. Reviewing the latest deals and mortgage products, we can be certain we’ve found the perfect mortgage for your next investment property.
We are whole of market mortgage advisors with access to over 90 lenders. This means we have no affiliation with any lenders so we can take an impartial view to find the best deal for you.
“Great communication throughout the process”
“The best mortgage company I have used. Really hard working and friendly staff. Scott and Zoe did a lot of hard work to get me my mortgage which two other lenders struggled to do. Great communication throughout the process and speedy replies to emails and phone calls. Nice little present when I completed too which was a lovely touch. Thank you for all you help.”
“they couldn’t have been more helpful”
“Jack was great throughout the process. It was our first time getting a mortgage and they couldn’t have been more helpful. Would definitely use him again.”
“really went the extra mile to quickly find answers”
“Jack was amazing in finding and arranging a mortgage for my recent house purchase. In my case, there were some unique circumstances that a lot of other mortgage brokers didn’t want to give the time of day. He was a breath of fresh air.
Jack considered my case in detail and really went the extra mile to quickly find answers (and solutions) to all of my questions. The whole process went very smoothly and I was kept in the loop throughout. I can’t see myself ever using another company for mortgages :)”
“constantly in touch, updating me all the time”
“Scott Barron provided an amazing service for a few key reasons. Firstly, as a Kenyan resident (ex UK), he found a product for me. This wasn’t easy to find and certainly took time to get approved.
Scott was constantly in touch, updating me all the time and pushing the lender for confirmation regularly. Felt like he was really taking care of my interests. I’m very grateful to Scott and the team.”
“fantastic start to finish”
“Scott Barron was fantastic from start to finish. He and his team couldn’t do enough for us. Would definitely recommend SJ Mortgages to a friend. Thank you Scott!”
“brilliant is supporting us complete our house purchase”
“Jack was brilliant in supporting us to complete our house purchase. From the beginning, he was really patient and gave us lots of options that would benefit us. No question was an effort for him to respond to and he would always come back to us with different scenarios.
He made us feel at ease and confident in our decisions without any pressure.”
“indispensable in finding a mortgage”
“Second experience of dealing with Scott Barron and again a good one. Scott was indispensable in finding a mortgage to suit specific and complex circumstances, then well supported by Louise Cheatle in seeing it through to completion.
I would happily use them again and am clear on the value added by brokerages when seeking a good value mortgage.”
“went above and beyond”
“Jack and Zoe were so helpful and friendly and went above and beyond throughout our entire house buying process. We are very grateful to them for everything they did to support us and make the process as easy as possible.”
